Prepare to Enroll

Prepare to Enroll

Tips to Remember

yesDo take your time. Open Enrollment runs for 3 months, so you have plenty of time to weigh your health insurance plan options.

yesDo get prepared. Evaluate your health plan priorities. Check out additional info on this page, including the list of documents you’ll need.

yesDo attend community education events and use navigation services. You’ll find info about both on our Get Assistance page.

noDon’t panic or stress. Remember, you have time and resources on your side… USE THEM.

 

noDon’t make assumptions that the marketplace is not for you. There is no obligation to buy a plan from the marketplace, so you have nothing to lose by checking out what you qualify for.

What You’ll Need

For every member of your household, you should gather:

  • Social Security Numbers for your taxable household (all household members)
  • Proof of Income information for your taxable household (all household members) – Be sure to include ALL taxable income
  • Immigration documents (if applicable)
  • Insurance Information (if offered through employer or currently covered)
  • Employer Coverage Tool for every job-based plan you or someone in your household is eligible for.
  • If you have created a www.healthcare.gov log-in, that username and password
  • Email address – be sure you know your username and password

Types of Plans & Things to Consider

38817097 copyPlans in the Marketplace are primarily separated into 4 health plan categories — Bronze, Silver, Gold, or Platinum — based on the percentage the plan pays of the average overall cost of providing essential health benefits to members. The plan category you choose affects the total amount you’ll likely spend for essential health benefits during the year. The more your plan covers, the higher monthly premium you will pay.

 

Down24-2Once you’ve pulled together your information, take time to consider what is important to you in a health plan. Do you expect to need several doctor visits, diagnostic testing, or prescriptions? Do you prefer a lower monthly bill or a lower deductible? If you currently have a plan, does it provide a level of coverage you’re happy with? Click here for a break out of important things to consider when choosing a plan. Compile a list of items that matter to you and a list of any questions you have about the Marketplace, then move on to our “Get Assistance” section.

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